You are required to have workers' compensation insurance policy when you have which license?

You are required to have workers' compensation insurance policy when you have which license?

• A. C-39 Roofing license
• B. General Contractor license
• C. Electrical license
• D. Plumbing license

Answer: (A)

Workers’ compensation coverage is required whenever a contractor has employees, to ensure injured workers are supported without suing the employer. In this item, the roofing license is the example tied to that requirement in licensing practice—roofing work is high risk, and the licensing board commonly requires proof of workers’ comp for licensees who hire workers. If you don’t have employees, you can often meet exemptions, but once staff are on the job, carrying workers’ comp is mandatory. The other licenses aren’t singled out here in the same way, but the underlying rule still applies: hire workers, you need workers’ compensation.

Workers’ compensation coverage is required whenever a contractor has employees, to ensure injured workers are supported without suing the employer. In this item, the roofing license is the example tied to that requirement in licensing practice—roofing work is high risk, and the licensing board commonly requires proof of workers’ comp for licensees who hire workers. If you don’t have employees, you can often meet exemptions, but once staff are on the job, carrying workers’ comp is mandatory. The other licenses aren’t singled out here in the same way, but the underlying rule still applies: hire workers, you need workers’ compensation.