Which statement about workers' compensation coverage is true?

Which statement about workers' compensation coverage is true?

• A. It Covers All Injuries Regardless of Relation to Work
• B. It Covers Only Injuries on the Job Site
• C. It Covers Injuries and Illnesses That Are Job-Related
• D. It Is Optional for All Employers

Answer: (C)

Workers' compensation is designed to cover injuries and illnesses that arise from performing work tasks. That’s why the statement that it covers injuries and illnesses that are job-related is the correct one. It isn’t meant for injuries that happen outside of work or that aren’t connected to job duties. Coverage can apply to incidents that occur on or off the job site if they’re linked to work activities, such as injuries while traveling for a job or performing a work task away from the usual site. In California, having workers' compensation insurance is generally mandatory for employers with employees (with a few specific exceptions), so it’s not an optional requirement for most businesses.

Workers' compensation is designed to cover injuries and illnesses that arise from performing work tasks. That’s why the statement that it covers injuries and illnesses that are job-related is the correct one. It isn’t meant for injuries that happen outside of work or that aren’t connected to job duties. Coverage can apply to incidents that occur on or off the job site if they’re linked to work activities, such as injuries while traveling for a job or performing a work task away from the usual site. In California, having workers' compensation insurance is generally mandatory for employers with employees (with a few specific exceptions), so it’s not an optional requirement for most businesses.